First-time borrowers of Federal Stafford and Federal Graduate PLUS Loans at USC are required to complete entrance loan counseling. Visit the EdFund website and click on the red "EdTest" icon in the upper right-hand corner. Choose "California" and then "University of Southern California-Los Angeles." Indicate your enrollment level and press "Continue." Choose "Entrance Exam.” If you do not pass the first time, repeat the test until you get a passing grade.
In addition to completing online counseling, undergraduate first-time borrowers must also attend an in-person session.
| Stafford Loan | Learn More |
| Perkins Loan | Learn More |
| Parent PLUS Loan | Learn More |
| Private financing | Learn More |
| Graduate & Professional Student PLUS | Learn More |
Loans are money you borrow that must be repaid with interest, and may involve extra fees. USC participates in several federal low-interest loan programs for students and their families. Some of these loans are need-based, while others are not. For details, see the description for each program.
Be sure to follow the instructions carefully and to meet all applicable deadlines. If federal loan limits are insufficient for your needs, you may also want to investigate private loans.
Mandatory exit loan counseling
If you are graduating, on a leave of absence or enrolled less than half-time, federal regulations and university policy require you to complete exit loan counseling.
You may complete the exit loan counseling requirement for Federal Stafford and Federal Grad PLUS Loans by visiting the EdFund website and click on the red "EdTest" icon in the upper right-hand corner. Choose "California" and then "University of Southern California-Los Angeles." Indicate your enrollment level and press "Continue." Choose "Exit Exam.”