Mandatory Exit Loan Counseling

If you have borrowed from the Federal Stafford and/or Federal Graduate PLUS Loan programs and you are graduating, on a leave of absence or enrolled less than half-time, federal regulations and university policy require you to complete exit loan counseling. In-person sessions are offered at the end of the Fall 2009 semester.

You must also complete the exit loan counseling requirement for Federal Stafford and Federal Grad PLUS Loans by visiting the EdFund website and click on the red "EdTe$t" icon in the lower left-hand corner. Choose "California" and then "University of Southern California-Los Angeles." Indicate your enrollment level and press "Continue." Choose "Exit Exam.”

If you have borrowed from the Federal Perkins Loan Program you need to complete a separate online loan exit counseling with USC Student Financial Services.

Entrance Loan Counseling

First-time borrowers of Federal Stafford and Federal Graduate PLUS Loans at USC are required to complete entrance loan counseling.

• Visit the EdFund website and click on the red "EdTe$t" icon in the lower left-hand corner.
• Choose "California" and then "University of Southern California-Los Angeles." Indicate your enrollment level and press "Continue."
• Choose "Entrance Exam.” If you do not pass the first time, repeat the test until you get a passing grade.

In addition to completing online counseling, undergraduate first-time borrowers must also attend an in-person session. In-person loan entrance counseling sessions will be offered again beginning with welcome week for the fall 2009 semester.

Please arrive on time. Students arriving late will not be admitted. For those student who are unable to attend one of these sessions, additional sessions will be offered after the first week of classes.