Whatever you look forward to doing after retirement, planning ahead will make it more likely that you will have the resources you need to spend your time as you choose. Your university retirement program is an important part of that planning. USC is committed to supporting your retirement savings by making a 10% employer contribution when you contribute 5%, and to providing you with as many options as possible to maximize your retirement savings opportunities. In addition, your employment at USC is covered by Social Security, so Social Security benefits also may be part of your retirement income. And to build even higher income for your retirement years, you can make pretax contributions to the Supplemental Retirement Plan.