Employee Benefit Programs | Making Changes to Your Benefit Programs | Death of a USC Employee

Making Changes to Your Benefit Programs (continued)

Death of a USC Employee

Benefit Plan	What You Need to Do	Documentation Required	eTrac	Paper	When

Medical	Coverage for employee terminates on date of death. Coverage for dependents ends at end of month. Notify Benefits office as soon as possible so surviving dependents will be eligible for COBRA coverage.				30 days

Dental	Coverage for employee terminates on date of death. Coverage for dependents ends at end of month. Notify Benefits office as soon as possible so surviving dependents will be eligible for COBRA coverage.

Flexible Spending Accounts	Cancelled effective date of death of the employee. Claims incurred prior and up to date of death may be submitted through March 31 of the following year.

Life Insurance	Notify Benefits Office as soon as possible for assistance with claim process.	original death certificate (may take up to 6 months to receive)		•

Accidental Death and Dismemberment	Notify Benefits Office as soon as possible for assistance with claim process.	original death certificate and proof of accidental death such as a police report

Retirement Plans	Notify Benefits Office as soon as possible for assistance with options for plan assets.

Tuition Assistance	See USC Tuition Assistance Benefit policy regarding limitations on continuation of benefits for surviving dependents.