University of Southern California
 
  Employee Benefit Programs   |   Who's eligible for what?

 

 

Definitions

Faculty are those properly appointed members of the teaching and research staffs holding the tenured, tenure-track, and non-tenure-track faculty titles defined in the Faculty Handbook (Section 3-1). Academic staff such as graduate assistants (teaching, laboratory, or research assistants or associates, or assistant lecturers), distinguished practitioners or other affiliated academic staff are not designated as faculty.

Staff employees are regularly scheduled to work 50 percent or more of full time (based on 37.5- or 40-hour work weeks) on a continuous basis for more than six (6) months, and are hired into posted positions.

Postdoctoral Research Associates appointed in accordance with university policy are eligible for staff employee benefits except tuition assistance and tuition exchange.

Who's eligible for what?

Your eligibility to participate in benefit programs depends on the percentage of time you work for the university, whether you hold a staff or faculty position, and whether your employment is covered by a collective bargaining agreement.

Your work at USC Eligible for

Full- or part-time university staff (includes employees covered by Local 30 collective bargaining agreements)

University benefits

Full- or part-time university staff who are represented by Local 11

University benefits except for the USC Retirement Savings Program and university medical, vision and dental benefits. These employees participate instead in a separate defined benefit retirement plan and in union health plans paid for by USC.

Full-time faculty

University benefits

Part-time faculty, 50–99% appointment

University benefits except tuition assistance and tuition exchange

Part-time faculty, less than
50% appointment

USC Retirement Savings Program after completing eligibility period and service requirement

Supplemental Retirement Plan

State and federal mandated programs such as Social Security, Disability, Paid Family Leave Insurance, Workers’ Compensation and Unemployment Insurance

Postdoctoral Research Associates

University benefits except tuition assistance and tuition exchange

 

Waiting Periods

There is a six-month waiting period and service requirement before benefits-eligible employees begin participation in the USC Retirement Savings Program. There is a 12-month waiting period before benefits-eligible employees may begin participation in the USC Supplemental Disability Plan.

 

Eligible Dependents

You may enroll your eligible dependents for medical, dental, dependent life, and personal accident insurance at the same time you are enrolled. You also may enroll your spouse or registered domestic partner for long term care insurance. Dependents may be added to, or deleted from, some plans only during the open enrollment period held every year. You must provide documentation of the dependent relationship.

Eligible dependents are your:

  • Spouse or registered domestic partner and
  • Financially dependent, unmarried children up to age 25 who meet IRS requirements for dependency for health coverage, and
  • Dependent children, regardless of age, who are totally disabled due to mental or physical incapacity, if such incapacity existed immediately prior to the limiting age. In addition, CaliforniaCare and the USC Network Medical Plan also require coverage under the plan immediately prior to reaching the limiting age.

 

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Benefits programs are subject to change at anytime by the university, at its discretion, without prior notice or liability, to the extent permitted under applicable law. The benefits described in this Web site are available to staff and faculty employed by the University of Southern California subject to certain eligibility requirements. In the event of a discrepancy between the benefits and limitations described in this Web site and a plan document or a collective bargaining agreement, the terms of the plan document or collective bargaining agreement will govern. Employees of other entities that have entered into agreements with the University of Southern California to provide payrolling service are subject to the policies and procedures adopted by their employer.