Who's eligible for what?

Your eligibility to participate in benefit programs depends on the percentage of time you work for the university and whether you hold a staff or faculty position.

Your work at USC Eligible for Full-time staff All benefits Part-time staff All benefits Full-time faculty All benefits Part-time faculty, 50–99% appointment All benefits except tuition assistance and tuition exchange Part-time faculty, less than 50% appointment USC Retirement Savings Program after completing eligibility period and service requirement Supplemental Retirement Plan State and federal mandated programs such as Social Security, Disability, Paid Family Leave Insurance, Workers' Compensation and Unemployment Insurance   Postdoctoral Research Associates   All benefits except tuition assistance and tuition exchange

Waiting Periods

There is a six-month waiting period and service requirement before benefits-eligible employees begin participation in the USC Retirement Savings Program. There is a 12-month waiting period before benefits-eligible employees may begin participation in the USC Supplemental Disability Plan.

Eligible Dependents

You may enroll your eligible dependents for medical, dental, dependent life, and personal accident insurance at the same time you are enrolled. You also may enroll your spouse or registered domestic partner for long term care insurance. Dependents may be added to, or deleted from, some plans only during the open enrollment period held every year. You must provide documentation of the dependent relationship.

Eligible dependents are your:

• Spouse or registered domestic partner and
• Financially dependent, unmarried children up to age 25 who meet IRS requirements for dependency for health coverage, and
• Dependent children, regardless of age, who are totally disabled due to mental or physical incapacity, if such incapacity existed immediately prior to the limiting age. In addition, CaliforniaCare and the USC Network Medical Plan also require coverage under the plan immediately prior to reaching the limiting age.

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