You may cover your dependent children up to age 25, even if they are not full-time students so long as they meet the description of "dependent child under age 25" summarized below. You may continue to cover children under age 19 and up to age 24 if they are full-time students as long as they meet the description of "qualifying child" summarized below.

Qualifying Child

Your child will be a "qualifying child" for purposes of group health plan coverage under USC health plans if he/she is:

1. unmarried
2. has the same principal place of abode (residence) as you for more than one-half of the applicable tax year (the tax year during which you are covering the child as your dependent for medical benefits)
3. is under age 19 (under 24 for full-time students at accredited institutions of higher education) as of the close of the applicable calendar year
4. has not provided over one-half of his or her own support for the calendar year in which your applicable tax year begins.

Dependent Child under Age 25

Your child will qualify as your "dependent child under age 25" for purposes of group health plan coverage under the USC health plans if he or she is:

1. unmarried
2. under age 25 (e.g., a full-time, part-time student or non-student age 24)
3. has received from you more than one-half of his or her support for the calendar year in which the applicable tax year begins and
4. is not a "qualifying child" of you or any other taxpayer for any applicable taxable year beginning in the calendar year in which such taxable year begins.

When Eligibility Ends

Eligibility for health coverage ceases as soon as he or she ceases to meet any of the requirements set forth above. That is, your child's eligibility will cease upon the earliest of the following to occur:

• he or she becomes married, or
• he or she reaches age 25
• or he or she ceases to qualify as your federal tax dependent for purposes of group health plan coverage (i.e. ceases to be either your "qualifying child" or "dependent child under age 25").