University of Southern California

USC Benefits

Medical plan options

Employee cost for medical plans (salary reduction—pretax dollars) Monthly Biweekly
USC Network Medical Plan PPO
Employee $130 $65
Employee + adult $366 $183
Employee + child(ren) $228 $114
Employee + adult + child(ren) $366 $183
Kaiser Permanente HMO
Employee $92 $46
Employee + adult $276 $138
Employee + child(ren) $184 $92
Employee + adult + child(ren) $276 $138
Anthem Blue Cross HMO
Employee $90 $45
Employee + adult $283 $141.50
Employee + child(ren) $191 $95.50
Employee + adult + child(ren) $283 $141.50
These medical plan rates are effective January 1, 2014.

Health care coverage is one of the most important benefits offered to you by the university. It pays for many of the costs of medical care for you and your family. You can choose from two types of medical plans: a preferred provider organization (PPO), the USC Network Medical Plan; or a health maintenance organization (HMO), Kaiser Permanente and Anthem Blue Cross HMO.

In the USC Network Medical Plan, USC has arranged for charges to be discounted with physician groups, hospitals and pharmacies throughout the United States. Comprehensive information is available at the USC Network Medical Plan website.

The HMOs generally require you to designate a primary care provider from their network. You may designate a pediatrician as the primary care physician for a child. For information on how to select a primary care provider, and for a list of participating primary care providers, contact your HMO plan.

Prescription drug coverage is included in all plans. Vision care is provided as part of the USC Network Medical Plan at no additional cost, and as an option to employees enrolled in HMO plans for an additional charge.

For a detailed comparison of the benefit schedules of the three medical plans, see Comparison of medical coverage. For additional help in choosing your medical coverage, visit the websites of the individual health plans or see Forms/information on this page.