Vision
Vision Service Plan (VSP) is included as part of the USC Network Medical Plan, but HMO participants may purchase it separately. All dependents covered under your medical plan must also enroll in VSP. Employees enrolled in an HMO must provide their Social Security Number to the eye care provider when verifying eligibility. To find a provider, visit the VSP website.
VSP does not issue ID cards; once you've selected an eye care provider at their website, they'll verify your eligibility by using your USC Network subscriber ID number (if you are enrolled in the Network plan or USC Alternative Coverage). HMO participants who've chosen VSP can use their Social Security number to verify eligibility.
Call an optometrist directly to make an appointment. In order to receive the highest benefit coverage you must verify that the optometrist is a participating VSP Choice Network provider. To check your eligibility, view your personal benefits and/or to locate a participating VSP Choice Network provider, visit their website or call (800) 877-7195.
Using a non-VSP provider will increase the amounts paid:
| VSP | Non-VSP |
|---|---|
| $10 copay for annual covered eye exam | Annual covered eye exam reimbursed up to $45 |
| $15 copay on (annual) eyeglass lenses and/or (every other year) frames; frames covered up to $170 | Frames (every other year) covered up to $55; eyeglass lenses (annual) reimbursed from $45–$125 |
| Annual contact lenses reimbursed up to $150 | Annual contact lenses reimbursed up to $150 |
| Laser eye surgery cost per eye: $1500 PRK, $1800 LASIK, $2300 custom LASIK | No benefit |
Cost for Vision Service Plan (when purchased separately)
| Employee cost (salary reduction–pretax dollars) | Monthly | Biweekly |
|---|---|---|
| Employee | $7.62 | $3.81 |
| Employee + adult | $10.56 | $5.28 |
| Employee + child(ren) | $10.76 | $5.38 |
| Employee + adult + child(ren) | $17.34 | $8.67 |
