University of Southern California

USC Benefits

Changing your benefits

Open enrollment

    Some benefits can be changed at any time. The following, however, can only be changed during open enrollment, or when you have a "life event" status change (see below):

  • Medical, vision and dental plans
  • Flexible spending accounts
  • Legal services plan

Disability plans may only be changed during open enrollment.

Open enrollment takes place during a designated time period, usually in November. The exact dates vary from year to year; all employees are notified of each year's open enrollment dates. The changes you make during open enrollment take effect on January 1.

During open enrollment, benefit fairs are held on both the University Park and Health Sciences campuses, with benefits representatives and vendors available to answer your questions about your many options.

Life events

When your life changes, sometimes your benefits need to change, too. The following life events or status changes qualify for benefit changes—although the benefit changes must be consistent with the life event. You must notify Benefits within 30 days of the applicable life event.

Medical leave

Benefits can also change if circumstances necessitate you taking a medical leave of absence. See our Going on leave information page on the Employee Gateway.

Related sections

Social Security number requirement for dependents

The Medicare, Medicaid, and SCHIP Extension Act of 2007 (MMSEA) imposes a reporting requirement on group health plans that cover participants who are either currently eligible or may become Medicare-eligible. As a result, all employees who have dependents enrolled in a USC health plan will be required to provide the social security number for each of those dependents. New hires who wish to enroll dependents will also be required to provide the dependents' social security numbers before enrollment in a health plan can be finalized. Contact Benefits if you have any questions.