University of Southern California
Rossier School of Education Excellence in Higher Education

Sandy Baum
Senior Policy Analysis
The College Board

Rita Bowen
Assets Alliance

Ann Coles
Executive Director
Pathways to College Network

Inger Giuffrida
Assets Alliance

Marty Guthrie
Director for Governmental Affairs




This three-year, qualitative study is an examination of the use of Individual Development Accounts (IDAs) for educational purposes.  We are looking to expand our knowledge of the use of IDAs and the potential they hold for increasing access to higher education for low-income students. 

Background and Focus:

Increasingly, educational leaders are concerned that the most economically impoverished in society have the least opportunity to participate in higher education.  This situation has become more severe in the last two decades as policymakers at the state and federal levels have shifted their financial commitments from scholarships to loans. Read More.

Research Objectives:

The overarching goal for this project is to increase IDA use for educational purposes and to increase higher education’s involvement with IDAs.Read More.

Research Design and Method:

There will be three main activities in order to meet the objectives outlined.Read More.



2002 Center for Higher Education Policy Analysis all rights reserved
Location: Waite Phillips Hall, Room 701 Phone: (213) 740-7218 Fax: (213) 740-3889 Email: