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What
is the Cost of Attending the DDS Program at the USC School of Dentistry?
Your USC budget, or estimated cost of attendance, is calculated based on the
information you provide on the USC Supplemental Financial Aid Form for Graduate
and Professional Students. Your enrollment status, housing arrangements,
and academic program are used to establish your budget. The budget
consists of tuition, fees, equipment/books, room and board, transportation, and
personal/miscellaneous expenses.
For your reference, below are 2007-2008 budgets for DDS students:
| Items |
1st Year |
2nd Year |
3rd Year |
4th Year |
| Tuition |
$61,953.00 |
$61,953.00 |
$61,953.00 |
$41,302.00 |
| Fees |
$2,253.00 |
$1,993.00 |
$1,993.00 |
$1,758.00 |
| IMS/Equipment |
$8,593.00 |
$6,273.00 |
$4,721.00 |
$2,660.00 |
| Room & Board |
$17,532.00 |
$17,532.00 |
$17,532.00 |
$13,149.00 |
| Personal/Misc. |
$2,436.00 |
$2,436.00 |
$2,436.00 |
$1,827.00 |
| Transportation |
$2,700.00 |
$2,700.00 |
$2,700.00 |
$2,025.00 |
| Total |
$95,467.00 |
$92,887.00 |
$91,335.00 |
$62,721.00 |
The above budgets reflect costs of room & board for those students
renting non-university owned housing. Students living with parents or
relatives will have a lower room & board allowance.
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The estimated cost of attendance (COA) is an estimate of a student's
educational expenses for a specific period of enrollment. The amount of
financial aid a student may receive cannot exceed the estimated cost of
attendance. Financial aid provides assistance to the student in
meeting his/her financial obligations directly related (i.e., tuition, fees,
equipment, books and supplies) to his/her matriculation at the University of
Southern California School of Dentistry. Financial aid may also be applied
towards the student's indirect educational costs (i.e., housing, transportation,
and personal/miscellaneous expenses). The USCSD Office of Financial Aid will
determine the allowance for indirect educational costs with the philosophy that
a student may receive financial aid to meet his/her educational costs that
are considered reasonable for a student. Financial
aid programs are not intended to maintain a life style nor is it
intended to fund spouse and/or dependent expenses, mortgages, credit
card debts, or others items not included in the above table. You
must identify outside resources that will assist you in defraying those
expenses not allowed by financial aid.
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How to Apply for Federal and University
Aid
(Two Easy Steps)
By May 5, 2008
- Complete a 2008-2009 Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov.
Use your best estimates of income.
- Use your best estimate of 2007 student income.
- USC's Federal School Code is 001328.
- If you wish to be considered for Health Professions Student Loan (HPSL), complete the parental section on the FAFSA
By May 5, 2008
- Complete and submit the Supplemental Form for Graduate Students. You may download the form from http://www.usc.edu/admission/fa/forms/forms1.html.
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- You must be either a citizen or eligible non-citizen of the United
States. Foreign students are not eligible for federal financial
aid.
- You must be admitted to a program of study at USC that leads to a degree
or an approved certificate.
- You must be enrolled at least half-time at USC.
- You must have a valid Social Security number.
- You must not be in default on repayment of any student loan.
- You must not owe a refund for federal grant funds to any institution.
- You must maintain satisfactory academic progress (SAP) toward your
designated degree.
- You must be registered with Selective Service, if required.
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Financial need is the difference between the cost of attending the USC School
of Dentistry and the amount you and your family, if applicable, can contribute
to your education, as determined by USC. The university uses the Federal
Need Analysis Methodology to determine the Expected Family Contribution (EFC).
This methodology takes into consideration the following factors:
- Adjusted Gross Income
- Federal and state taxes
- Untaxed income and benefits
- The number of family members in the household
- The number of family members in post-secondary education
This and additional information is captured on the
FAFSA. Once we have
received all required documents, reviewed those documents, you will receive a
Statement of Financial Aid Eligibility. The Statement is used to
communicate to you your eligibility.
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Scholarships & Grants
These awards do not need to be repaid.
USC School of Dentistry Endowed Scholarships
These highly competitive and limited scholarships are available to admitted
DDS students. You are considered based on your admission's
application. Recipients are notified in September/October of your 1st year
in the DDS program.
You may contact the USC School of Dentistry Admissions Office for further
detail.
Internet Resources
The following websites may be useful in identifying scholarship
opportunities:
Military Scholarship
You may be eligible for military scholarship opportunities. For
specific information, please contact:
Federal Loan Programs
Health Professions Student Loan (HPSL)
- Maximum Annual Loan Amount is $6,000
- Repayment Period - Up to 10 years beginning 12 months after graduation or
falling below full-time
- Interest Rate - 5%
- Interest free while in-school, during the 12 month grace period, and
during eligible deferment periods
- Parent(s) information required on the FAFSA
Federal Subsidized Stafford Loan
- Maximum Annual Loan Amount is $8,500
- Repayment Period - Up to 10 years beginning 6 months after graduation or
falling below half-time
- Interest Rate - Loans orginated on/after July 1, 2007 will have a fixed rate 6.80%
- Interest free while in-school, during the 6 month grace period, and during
eligible deferment periods
Federal Unsubsidized Stafford Loan
- Maximum Annual Loan Amount is $36,444 (subject to DOE approval)
- Repayment Period - Up to 10 years beginning 6 months after graduation or
falling below half-time
- Interest Rate - Loans orginated on/after July 1, 2007 will have a fixed rate 6.80%
- Interest accrues as soon as the funds are disbursed
Federal GRAD PLUS Loan
- Maximum Annual Loan Amount is up to cost of attendence minus financial aid.
- Repayment Period - Initially 10 years. May be extended to 25 years depending on outstanding balance.
- Interest Rate - Fixed interest rate of 8.50%
- Interest accrues as soon as the funds are disbursed.
- 4% loan fee deducted at disbursement
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You are encouraged to visit or call the USC School of Dentistry Office of
Financial Aid:
University of Southern California
School of Dentistry
925 West 34th Street, Room 201a
Los Angeles, CA 90089-0641
Phone: (213) 740-2841
Fax: (213) 740-8109
Walk-in Office Hours:
10:00 am to 1:30 pm then 2:30 pm to 5:00 pm
Monday through Friday
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