Financial Home | What is the Cost?  | How & When to Apply | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office What is the Cost of Attending the Dental Hygiene Program at the USC School of Dentistry? Your USC budget is calculated based on the information you provide on the CSS Profile Application. Your enrollment status, housing arrangements, and academic program are used to establish your budget. The budget consists of tuition, fees, equipment/books, room and board, transportation, and personal/miscellaneous expenses. For your reference, below are 2007-2008 budgets for entering Dental Hygiene students:   Living Arrangements Expense Items With Parents Off-Campus Housing Tuition $32,940.00 $32,940.00 Fees 2,239.00 2,239.00 Equipment/Books 2,392.00 2,392.00 Room & Board 1,658.00 10,220.00 Personal/Misc. 1,504.00 1,504.00 Transportation 888.00 544.00 Total $41,621.00 $49,839.00 Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top   APPLYING FOR FINANCIAL AID Complete the Free Application for Federal Student Aid (FAFSA) online. This application qualifies you for the low-interest Federal Stafford Loan and enables you to be considered for certain grants. Use your best estimates of 2007 parent and student income. USC’s Federal School Code is 001328. Apply on or after January 1, 2008. Register for and complete the College Scholarship Service (CSS) Financial Aid PROFILE® online. This application determines your eligibility for USC student aid funds. Use your best estimates of 2007 parent and student income. USC’s CSS School Code is 4852. USC does not participate in the CSS IDOC program. USC does not require the CSS Non-Custodial Parent form or the CSS Business Supplemental Form. (California residents only) Apply for a Cal Grant, worth about $9,700 annually at USC. Deadline: March 3, 2008. Many California schools automatically submit the form for their students, so check with your school before completing the following steps. Download the 2008 Cal Grant GPA Verification Form by visiting www.csac.ca.gov and clicking on the name of the form. Fill out the student portion of the form and sign it. Ask the registrar at the school you currently attend or most recently attended to verify your GPA (grade point average). Make a copy of the form for your records and mail the original to the California Student Aid Commission as soon as possible. Transfer Students: If you received a Cal Grant at your previous college, you will need to transfer the grant to USC. Complete the form online at https://mygrantinfo.csac.ca.gov and follow the instructions. Fax student’s and parents’ federal tax returns to the Financial Aid Office. For faxing instructions, visit www.usc.edu/contactfao. Fax complete copies of signed student and parent 2007 federal income tax returns—including all schedules and W–2 forms as soon as possible. Copy W-2 forms on a separate page (not covering page 1 of the return). Write your name and USC ID number on your parents' federal income tax return. If you are not legally required to file a federal income tax return for 2007, fax a completed 2008–2009 Student Non-Filing Statement Form. USC does not require state tax returns. If your parents . . . are married and filed separately: Submit both tax returns. are divorced or separated: Attach only your custodial parent's 2007 federal tax return or if your parents filed jointly for 2007 submit that return. If your custodial parent has remarried, submit tax returns for this parent and your stepparent. are not legally required to file a federal income tax return for 2007: Fax a completed 2008–2009 Parent Non-Filing Statement Form. do not live in the United States and do not file a U.S. tax return: Submit a 2008-2009 Parent Non-Filing Statement Form and attach translated documentation of their income, such as a foreign tax return, employer statement, etc. Convert all amounts to U.S. dollars. (If applicable) Fax the 2008-2009 USC Custodial Parent Form, with appropriate documentation, to the Financial Aid Office. For faxing instructions, visit www.usc.edu/contactfao. Completing this form is required only if your custodial parent is currently single, divorced, separated, remarried, or was never married. USC does not require the CSS Non-Custodial Parent Form. USC will determine an expected contribution for the custodial parent, the non-custodial parent, and the stepparent, as appropriate. Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top   Eligibility Requirements to Receive Financial Aid You must be either a citizen or an eligible non-citizen of the United States and have a valid Social Security number. Foreign students are not eligible for need-based financial aid. You must be admitted to a program of study at USC that leads to a degree or an approved certificate. Most financial aid awards require at least half-time enrollment. You must be pursuing your first undergraduate degree to be considered for most types of financial aid. Students pursuing a second undergraduate degree are considered for federal loan only. You must maintain satisfactory academic progress toward your designated degree or certificate. Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top How is Financial Need Determined? Financial "need" is the difference between the cost of attending USC and the amount you and your family are expected to contribute to your education, as determined by USC. If you meet all eligibility requirements and deadlines, we will offer you a combination of funds from federal, state and university financial aid grant, loan and work programs, sufficient to meet your full USC determined financial need. Your family contribution (the amount you and your family are expected to contribute to your educational costs) is calculated by the Financial Aid Office from the information you supply when you apply for financial aid. Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top Federal, State and University Financial Aid Programs Scholarships and Grants These awards do not need to be repaid. The Internet You may access the following websites to identify scholarship sources: ADHA Institute Scholarship ADEA Fellowships & Scholarships ADA Endowment & Assistance Funds FastWeb! Sallie Mae Scholarship Search CollegeNet Scholarship Search Please be aware if a scholarship search charges an up front fee, it may not be a reputable organization. Cal Grants The California Student Aid Commission (CSAC) administers the Cal Grant program. It provides assistance to California residents who meet specific merit and need requirements. Deadline to apply is March 2. For further information, contact CSAC’s website or at: California Student Aid Commission Support Services Branch P.O. Box 510845 Sacramento, CA 94245-0845 (916) 445-0880 Federal Pell Grant Federal grant aid is available only to students pursuing their first bachelor’s degree. Students seeking need-based aid apply for a Pell Grant by completing the FAFSA. Federal Supplemental Educational Opportunity Grant (FSEOG) The FSEOG is available to students with exceptional financial need who are completing their first undergraduate degree. All eligible students are automatically considered. University Grants These grants are awarded on the basis of financial need and scholastic merit to students pursuing their first bachelor’s degree. All students who meet the deadlines for need-based aid are considered. Outside Scholarships and Grants You may be eligible for scholarships or grants from an outside organization. Some sources to explore are employers, unions, professional organizations, community groups, specialized interest groups, and the internet. University Administered Need-Based Loans Federal Perkins Loan Maximum Annual Loan Amount is $1,750 Repayment Period - Up to 10 years beginning 9 months after graduation or falling below half-time Interest Rate - 5% Interest free while in-school, during the 9 month grace period, and during eligible deferment periods External Need-Based Loans Federal Stafford Loan Maximum Annual Loan Amount is $5,500 Repayment Period - Up to 10 years beginning 6 months after graduation or falling below half-time Interest Rate - Fixed rate of 6.8% Interest free while in-school, during the 6 month grace period, and during eligible deferment periods External Non-Need Based Loans Federal Unsubsidized Stafford Loan Maximum Annual Loan Amount is $5,000 Repayment Period - Up to 10 years beginning 6 months after graduation or falling below half-time Interest Rate - Fixed Rate of 6.8% Interest accrues as soon as the funds are disbursed Student & Parent Financing Programs There are several programs available to help cover all or part of the family’s expected contribution. When planning for an investment like a college education, the financial needs of families vary greatly. Some families prefer to draw from their future earnings by paying over an extended period. Others prefer to minimize costs by paying in larger, single sums from their income and current assets. Most families choose a combination. To meet these varying needs, USC offers a short-term monthly payment plan and participates in a variety of long-term programs. Keep in mind that the total amount of assistance received from all sources (scholarships, financial aid, non-university awards and financing programs) cannot exceed the total estimated cost of attendance. USC Payment Plan Divides your tuition and fees over 10 months for the academic year Contact Student Financial Services at (213) 740-4077 for an application or additional information Federal Parent Loans for Students (PLUS) Available to parents of dependent children Interest Rate - Fixed Rate of 8.5% Maximum loan is up to the estimated cost of attendance minus financial aid Repayment begins within 60 days after disbursement Repayment period is up to 10 years Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top Who to contact? You are encouraged to visit or call the USC School of Dentistry’s Financial Aid Office at: University of Southern California School of Dentistry 925 West 34th Street, Room 201a Los Angeles, CA 90089-0641 Phone: (213) 740-2841 Fax: (213) 740-8109 Walk-in Office Hours: 10:00 am to 1:30 pm then 2:30 pm to 5:00 pm Monday through Friday Financial Home | What is the Cost?  | Applying For Financial Aid | General Eligibility How is Need Determined? | Financial Aid Programs | About our Office Back to Top