Financial Home | What is the Cost?  | What Cost are Considered? | How & When to Apply
General Eligibility | How is Need Determined? | Financial Aid Programs | About our Office


What is the Cost of Attending a Specialty Program at the USC School of Dentistry?

Your USC budget, or estimated cost of attendance, is calculated based on the information you provide on the USC Supplemental Financial Aid Form for Graduate and Professional Students. Your enrollment status, housing arrangements, and academic program are used to establish your budget. The budget consists of tuition, fees, equipment/books, room and board, transportation, and personal/miscellaneous expenses. Oral & Maxillofacial Surgery and Pediatric residents are assessed costs not reflected in the table below. Please contact your department for more accurate costs.

For your reference, below are 2007-2008 budgets for first year Advanced students:

Expense Items

Off-Campus 

Tuition

$51,378.00

Fees

$2,593.00

Equipment/Books

Contact Department

Room & Board

$13,570.00

Personal/Misc.

2,030.00

Transportation

$2,250.00

Total

$71,821.00

Financial Home | What is the Cost?  | What Cost are Considered? | How & When to Apply
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What Expenses are Considered?

The estimated cost of attendance (COA) is an estimate of a student's educational expenses for a period of enrollment. The amount of financial aid a student may receive cannot exceed the estimated cost of attendance. Financial aid provides assistance to the student in meeting his/her financial obligations directly related (i.e., tuition, fees, equipment, books and supplies) to his/her matriculation at the University of Southern California School of Dentistry. Financial aid may also be applied towards the student's indirect educational costs (i.e., housing, transportation, and personal/miscellaneous expenses). The USCSD Office of Financial Aid will determine the allowance for indirect educational costs with the philosophy that a student may receive financial aid to meet his/her educational costs that are considered reasonable for a student.  Financial aid programs are not intended to maintain a life style nor is it intended to fund spouse and/or dependent expenses, mortgages, credit card debts, or others items not included in the above table.  You must identify outside resources that will assist you in defraying those expenses not allowed by financial aid.

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How to Apply for Federal and University Aid (Two Easy Steps)

By April 15, 2008

  1. Complete a 2008-2009 Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov. Use your best estimates of income.
    • Use your best estimate of 2007 student income.
    • USC's Federal School Code is 001328.
    • If you wish to be considered for Health Professions Student Loan (HPSL), complete the parental section on the FAFSA

By April 15, 2008

  1. Complete and submit the Supplemental Form for Graduate Students. You may download the form from http://www.usc.edu/admission/fa/forms/forms1.html.

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General Eligibility Requirements for Federal Aid

  1. You must be either a citizen or eligible non-citizen of the United States. Foreign students are not eligible for federal financial aid. Foreign students may be eligible for private loan funding if you have a qualified U.S. citizen or permanent resident as a cosigner.
  2. You must be admitted to a program of study at USC that leads to a degree or an approved certificate.
  3. You must be enrolled at least half-time at USC.
  4. You must have a valid Social Security number.
  5. You must not be in default on repayment of any student loan.
  6. You must not owe a refund for federal grant funds to any institution.
  7. You must maintain satisfactory academic progress (SAP) toward your designated degree.
  8. You must be registered with Selective Service, if required.

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How is Financial Need Determined?

Financial need is the difference between the cost of attending USC School of Dentistry and the amount you and your family, if applicable, can contribute to your education, as determined by USC. The university uses the Federal Need Analysis Methodology to determine the Expected Family Contribution. This methodology takes into consideration the following factor:

  • Adjusted Gross Income
  • Federal and state taxes
  • Untaxed income and benefits
  • The number of family members in the household
  • The number of family members in post secondary education

This and additional information is captured on the FAFSA. Once we have received all required documents, reviewed those documents, you will receive a Statement of Financial Aid Eligibility. The Statement is used to communicate to you your eligibility.

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Financial Aid Programs

Scholarship & Grants

These awards do not need to be repaid.

Internet Resources

The following websites may be useful in identifying scholarship opportunities:

Military Scholarships

You may be eligible for military scholarship opportunities. For specific information, please contact:

Federal Loan Programs

Federal Subsidized Stafford Loan

  • Maximum Annual Loan Amount is $8,500
  • Repayment Period - Up to 10 years beginning 6 months after graduation or falling below half-time
  • Interest Rate - Loans orginated on/after July 1, 2007 will have a fixed rate 6.80%
  • Interest free while in-school, during the 6 month grace period, and during eligible deferment periods

Federal Unsubsidized Stafford Loan

  • Maximum Annual Loan Amount is $12,000
  • Repayment Period - Up to 10 years beginning 6 months after graduation or falling below half-time
  • Interest Rate - Loans orginated on/after July 1, 2007 will have a fixed rate 6.80%
  • Interest accrues as soon as the funds are disbursed

Federal GRAD PLUS Loan

  • Maximum Annual Loan Amount is up to cost of attendence minus financial aid.
  • Repayment Period - Initially 10 years. May be extended to 25 years depending on outstanding balance.
  • Interest Rate - Fixed interest rate of 8.50%
  • Interest accrues as soon as the funds are disbursed.
  • 4% loan fee deducted at disbursement

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About Our Office

You are encouraged to visit or call the USC School of Dentistry Office of Financial Aid:

University of Southern California
School of Dentistry
925 West 34th Street, Room 201a
Los Angeles, CA 90089-0641
Phone: (213) 740-2841
Fax: (213) 740-8109

Walk-in Office Hours:
10:00 am to 1:30 pm then 2:30 pm to 5:00 pm
Monday through Thursday

Financial Home | What is the Cost?  | What Cost are Considered? | How & When to Apply
General Eligibility | How is Need Determined? | Financial Aid Programs | About our Office

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