The University requires that ALL students have supplemental health insurance. You are automatically enrolled in the USC Student Health Insurance Plan if you are:
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Taking 6 or more units
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Enrolled on the Health Sciences Campus
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Enrolled in an Overseas Studies Program, or
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An international student.
I have my own health insurance. Do I have to be enrolled in the USC Student Health Insurance Plan?
If you are enrolled in an alternate health insurance plan (or you are on your parents' plan) you may waive enrollment in the USC Student Health Insurance Plan by providing proof of comparable coverage.
The Student Health Insurance Plan is a supplemental insurance plan. What does that mean?
The plan is a low-cost comprehensive policy designed to meet the needs of our student population by working with the Student Health Centers on each campus. Coverage for inpatient and outpatient care includes:
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In-Network Providers: USC physicians or facility. $300 deductible with 90% coverage.
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Blue Cross of California Providers: Prudent Buyer Network: After a $300 deductible, 80% coverage.
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Non-Network Providers: Any physician or facility. $600 deductible with 50% coverage.
To be covered, referrals to outside providers require written approval from a Student Health and Counseling Services clinician.
