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About USC Student Health Insurance
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Waiver CriteriaStudents who are enrolled in an alternate health insurance plan (or who are on their parents' plan) may waive (relinquish) enrollment in the USC Student Health Insurance Plan by providing proof of comparable coverage (see criteria below). All insurance waivers, for the Fall Semester must be submitted before September 10, 2009. Criteria for WaiverTo waive the USC Student Health Insurance Plan, your other coverage must: Must provide at least $500,000 in lifetime aggregate coverage (no per incident maximums) Policy must have no major exclusions – pharmacy coverage, mental health coverage and maternity coverage (female students) are required Must have effective dates covering the entire semester for which the waiver is requested (verification may be requested by USC student health insurance office) Must have a policy year deductible of $2,500 or less Must pay for at least 70% of all covered expenses to providers in the Los Angeles area. Emergency coverage only in Los Angeles is not accepted for waiver Maximum out of pocket expense on the policy (deductible plus out of pocket maximum) must not exceed $7,500 Identification card or policy with student name and/or policy information allowing USC to confirm eligibility must be provided Plan documents must be in English with currency amounts converted to U.S. dollars and an insurance company contact phone number in the U.S. must be provided Waiver DeadlinesThe waiver request must be submitted by the following dates: Fall 2009 waiver deadline – September 11, 2009 Spring/Summer 2010 waiver deadline – January 20, 2010 Students insured under their parent’s plan, can face the possibility of not being covered in the Los Angeles area if their managed care plan does not provide local coverage. It is best to first check with your carrier if you are waiving the USC insurance plan. For more information please call the Student Insurance Office at (213) 740-0551.
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